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Edward E. Hodgson Jr.
1110 North Broad Street | Lansdale, PA 19446
Phone: 215-362-2260 | Office Phone: 215-362-2260 | Fax: 267-354-6844
Cell: 215-850-6973 | email: ed@edhodgsonrealtor.com

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Home-Buying Challenges: Report Finds Homeownership Delays

November 18, 2017 5:12 am

Homeownership is considered a challenging stepping stone on the path to the American Dream—a fact that is especially true for many millennial and minority consumers. The fifth annual America at Home survey by non-profit NeighborWorks America found that down payment confusion, credit score misinformation and student loan debt are the major obstacles standing in the […]

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Differentiating With the Team Approach

November 18, 2017 5:12 am

HomeTeam Inspection Service raises the bar in a competitive industry For Paul Spires—founder of HomeTeam Inspection Service—the idea to introduce a team of inspectors onsite came from his desire to provide a more thorough home inspection and relieve a common problem he heard about within the real estate industry: the length of time it took […]

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A Commitment to Community and Professionalism: Berkshire Hathaway HomeServices New Jersey Properties

November 18, 2017 5:12 am

Ramping Up for the Next Generation of Real Estate For the ownership team at Berkshire Hathaway HomeServices New Jersey Properties, it’s all about focused growth—and maintaining a company culture that thrives on performance and professionalism. The company, which reported volume last year of over $1.5 billion, has grown its agent population by nearly one-fourth in […]

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Power Up Your Prospecting Strategy

November 16, 2017 5:12 pm

Cole Information’s local focus and depth of data put real estate professionals where they want to be If there’s anything better than selling a home, it’s picking up a listing five doors away before the ink has dried on the contract—and agents have a better shot at doing just that, thanks to the marriage of […]

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House Republicans Pass Tax Bill, Real Estate Industry Continues Fight for Homeowners

November 16, 2017 5:12 pm

After much conversation revolving around tax policy, and anticipation from the Republican Party to successfully pass tax legislation by end of year, House Republicans passed their controversial tax overhaul plan in a successful 227-205 vote. President Donald Trump visited Capitol Hill on the morning of the announcement to promote the legislation. The Senate will still […]

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Ward Off Identity Theft This Holiday Season

November 15, 2017 5:12 am

Identity theft is a scary thought year-round, but during the holidays, the last thing you want to deal with is the headache and hassle of a stolen identity. Consider the following safety precautions from IdentityForce.

Be Charitable without Giving Access to Bank Accounts. Conduct research before donating to a non-profit. Be wary of a charity that uses a name closely resembling a well-known organization. If donating online, avoid crowdfunding or only donate to those people you know personally as it is extremely difficult to verify where your donation is going.

Volunteer Your Time, Not Your Identity. Many food banks or soup kitchens require a driver's license or a background check before volunteering. If sensitive personal information is required, ask about their privacy and data security practices. Also, do not sign open-ended consent forms. If this is mandatory, confirm that the forms are encrypted.

Don't Let an Online Shopping Scam Fool You. Avoid buying from merchants operating websites that are not secure. Hackers may set up websites designed to look like those of a legitimate seller. Before purchasing from them, research the organization and check with the Better Business Bureau. Additionally, look for the HTTPS and lock symbol in your browser address bar.    

Proceed with Caution When Applying for a Seasonal Job. On a job application, include only your name, address, telephone number, email address and relevant job history. Do not include the SSN, date of birth, or driver's license number. If an employer requests that information before granting an interview, ask to withhold the information until an in-person interview is possible.

Don't Overshare on Social. Hackers will try to sell stolen identities on the Dark Web, and often the gateway to gain access to personal information can be via social networks. When posting online, do not provide specifics. Social media identity theft relies on seemingly inconsequential details that can be linked together. The more dates, names and facts shared, the easier it is for thieves to impersonate your accounts. Also, remind friends and family not to share their personal information.

Source: IdentityForce

Published with permission from RISMedia.


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How-To Stay Safe on the Road This Winter

November 15, 2017 5:12 am

Between wintry weather and the holiday party season, the road can be a dangerous place. To keep you and your family safe all season long, consider the following tips, from Allstate.

Do a systems check. Make sure your headlights and brake lights are in working condition, along with tires, heater, defroster, brakes and windshield wipers, and that you have enough windshield washer fluid.

Play it safe. Don't drive through standing water on roads or in parking lots — it can stall your engine. Take an alternate route.

Take it easy. Give yourself extra time to get where you're going. Increasing following distance, traveling at slower speeds and accounting for the extra stopping time will help avoid collisions.

Stay alert. Give the road your undivided attention. That's especially important with slick streets and potentially dangerous conditions.

Don't panic. If your vehicle begins to slide or skid, don't slam on the brakes. Look down the road in the direction you want to go and gently steer your vehicle that way. Release the accelerator until traction returns.

Have an emergency kit. Include the tools you will need to protect yourself should a problem arise. Gloves, boots, blankets, flares, water, jumper cables, a flashlight and something for traction, such as sand or cat litter, are all helpful items to have in the car.

Party smart. Especially during the busy holiday travel season, including one of the most deadly days on the road — New Year's Day— Allstate strongly urges drivers to plan ahead and always find a sober ride home before partaking in holiday festivities.Source: Allstate

Published with permission from RISMedia.


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Practical Ways to Promote STEM Learning

November 15, 2017 5:12 am

(Family Features)--Demand for workers in science, technology, engineering and math (STEM) careers continues to explode. Data from the U.S. Department of Education predicts that growth opportunities in these fields will increase 14 percent by 2020. One way to nurture kids' long-term potential is to make learning STEM subjects fun, hands-on and interactive.

Whether you're looking for fresh ideas to shake things up in the classroom or planning activities to share with the family at home, consider these creative approaches to increasing child or student interest in STEM topics.

Take a field trip: When learning occurs outside the confines of a classroom, it can create unexpected sparks of interest. Build classroom field trips or family outings around destinations that offer unique ways to highlight STEM subjects. For example, setting up a tour of a local baseball stadium may be a chance to get up close and personal with the game and the field, but it's also a way to discuss the math behind baseball. Similarly, a visit to an indoor skydiving facility is more than just exposure to an extreme sport; it's an opportunity to learn about terminal velocity and gravity. Additional options include an outdoor nature lesson, manufacturing facility, planetarium or local farm.

Introduce robotics: Between self-driving cars, drones that can aid in rescue efforts and robots that assist as a "butler" for day-to-day tasks, the future of robotics is here now. Researchers at Brandeis University found that students involved in robotics are two times more likely to take more challenging math and science courses and two times more likely to pursue STEM careers.

One option to increase interest in robotics is the TI-Innovator Rover, a robotic car that introduces middle school and high school students to the basics of coding and programming. Students without any coding or robotics experience can learn to write basic programs on their TI graphing calculators that make Rover do things like draw, dance or even crash.

Career show and tell: Seek out speakers or mentors who have real-world STEM careers, ranging from more traditional STEM fields like scientists or engineers to more unexpected jobs that use STEM principles every day, such as a fashion designer or an ice cream flavor scientist. Encourage kids to get hands-on with these careers by having guests both show and tell how they use math and science every day. For example, students can measure and cut materials to make a circle skirt, an unexpected lesson in geometry. Or they can scoop up a physics lesson on states of matter as milk transforms into ice cream.

Cook up some fun: When it comes to bucking tradition, the kitchen may not be the first place you think of to drive home the benefits of STEM learning. However, the kitchen is a perfect place to explore the chemistry of combining ingredients and hone math skills such as dividing fractions when splitting a recipe.

Solve real-world problems: Give students an opportunity to think through a real problem and come up with a solution. For example, challenge them to solve how they would create low-cost options for filtering water in countries without clean water. Through trial and error, students can learn that failure is OK and sometimes leads to a better solution.

Source: Texas Instruments

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Is Your Home Safe From Burglars This Holiday Season?

November 14, 2017 5:12 am

Is your home safe this holly jolly holiday season? Christopher Maynard from Consumeraffairs.com pointed out that as the holiday season approaches, more consumers may be stockpiling gifts. The prospect of hitting the jackpot is a huge motivator for burglars this time of year, so homeowners should spend some time assessing their potential exposure.

Maynard sites FBI stats which reveal that last year there were over 1.5 million burglaries in the U.S., accounting for nearly 20 percent of all estimated property crimes. That translated into $3.6 billion in property losses, with affected consumers losing an average of $2,361.

This fact may have consumers thinking about shopping for a home monitoring service, or adding other technologies like electronic locks, smart lights, and video cameras to stay on top of their home’s security, both at home and remotely.

Jami Barnett, Ph.D. of the Consumer Affairs Research Team, recently provided an overview of these technologies. Among her recommendations are:

Smart locks. Electronic locks using WiFi and phone apps give homeowners control over locks wherever they are. Dr. Barnett says some such locks have keypad entry codes, so you can give a neighbor or house sitter access, and then simply change the code after you return. Other locks can be linked to mobile devices so people who need temporary access can open the door with their phone.

Smart lights. Dr. Barnett says over 70 percent of burglaries happen when nobody is home. Smart bulbs and smart switches make your house look occupied. You can also turn lights on and off using a mobile device.

Dr. Barnett says if you pay for a professionally-monitored security system, it may be worthwhile to ask your alarm company about cellular monitoring.

She says when an alarm is triggered, the system uses a cellular connection to alert your security company. Since crooks can cut the phone lines and fiber-optic internet cables, disabling a wired alarm, cell monitoring will work as long as you have power or a battery backup.

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Traveling by Train This Holiday Season? Read This

November 14, 2017 5:12 am

Heading elsewhere for the holidays? Many think about road safety or money-saving flight options when they consider holiday travel, but train traveling also requires a little know-how. Amtrak offers the following seasonal tips to ensure a comfortable and safe journey along the tracks.

Plan Ahead and Book Early. Go online to check availability, reserve seats and learn about everyday discounts.

Avoid the Rush, Arrive Early. Stations will be busier than usual, so arrive 45 minutes before departure.

Baggage Policy. Just like an airplane, train lines have their own baggage allowances. On Amtrak, customers can bring two bags and two carry-ons, up to 150 pounds collectively, for free. Amtrak also offers checked baggage service at a number of stations. Check your train provider for details before packing.

Check Train Schedules. Check holiday train schedules and status before arriving at the station to make sure there are no last-minute delays.

Carry Photo ID. Passengers are required to show valid photo identification when purchasing tickets and carry valid photo ID at all times aboard trains.

Source: Amtrak

Published with permission from RISMedia.


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